WE'VE TURNED HOW YOU PAY FOR DENTISTRY ON ITS HEAD!

It's not insurance, but a dental service buying club.

Our Dental Club is a novel way to help you and your family get the dental care you need at affordable prices, without having to buy dental insurance or a managed care plan.  The Dental Club is a buying club, whereby, you get free services and heavily discounted fees.  In addition, your Dental Club membership provides you with priority appointment selection, up to 4 dental cleanings per year and coverage for cosmetic and elective procedures!  These are things that no dental insurance or managed care dental plan can provide.

We are able to provide our club members with better benefits for the same cost of a managed care plan and far below the cost of traditional insurance.  We can do this because instead having a sizeable portion of your premium going to an insurer or a managed care company, 100% of your club membership goes directly to your care!  Some managed care companies take up to 75% of your premiums for their overhead and profits!  With our dental club, you'll find our member dues similar to managed care plan premiums, but ALL of it goes to your dental provider--and that means more benefits, services and better discounts for YOU!

Here are your member benefit:

· Free x-ray examinations

· Free dental examinations - Comprehensive, Periodic & Emergency

· Free dental prophylaxes (dental cleanings)

· Free fluoride (for individuals under 18 years of age)

· Specialty care discounts of 25%

· No lab fees for crowns, bridges and new dentures and partials*

· Priority appointments· Discounted dental procedures (25 to 75%)

· Discounted fees for cosmetic and elective work

· No 5 year limit on prosthetic services as with most insurance

· No waiting periods for dentures or bridges

· No annual limits

· No office visit co-payments+

* Precious metal surcharges do apply when applicable.  Repairs on existing prosthetic devices apply.

+ Sterilization/Consumable fee applies for each member visits.

Plan members do pay a $5.00 consumable/sterilization fee at each visit.  Specialty care benefit is through those selected specialists which have partnered with us to offer this buying club and is offered as a 25% discount off of the specialists normal, usual and customary fee.  Club memberships are for 1 year periods.  Annual membership dues are fully payable at time of membership initiation.  Members may make 12 equal installment payments via a credit card, with a service fee of $1.00 per month.  Club memberships may NOT be cancelled or changed during the membership period.  Any credit card installment payment that does not process with your credit card company, may cause the full membership balance to be due immediately, and such balance may be processed  via your credit card if demand for membership balance is not received upon demand.
Dental Club memberships are sold as INDIVIDUAL, FAMILY, MINOR INDIVIDUAL and ADD ON MEMBER types:

- Individual Memberships are for one dental patient.

- Family Memberships are for a couple and up to 4 minor dependent children.

- Minor Individual Memberships are for a minor whose parent(s) are not members.

- Add On Memberships are for minors whose siblings exceed the 4 allowed on a Family Membership.

Your Dental Club membership provides you and your family with cosmetic and elective dentistry benefits. This is a feature that virtually no insurance or managed care plan can provide you.  This benefit provides club members with a 25% discounts on all such procedures.  Elective benefits, are however, restricted to patients that are disease free--meaning if dental caries or untreated gum disease are present, no such elective benefits can be used unless your dentist agrees that it is proper for you to be completing elective dentistry before essential dentistry.

Current membership dues for the Dental Club are listed below:

All dental procedures that are free or discounted are listed on your Dental Club fee schedule.  This schedule encompasses most of the dental procedures that you are likely to encounter, but is NOT an exhaustive ADA CDT fee schedule.  In the unlikely event you require a procedure not listed on your Dental Club fee schedule, it will be bill to club members as UCR, minus 25%.  UCR is our "usual, customary and reasonable" fee, or our cash patient fee.

Your Dental Club fee schedule can undergo a fee increase once per year.  Such an increase will be tied to the Consumer Price Index and will NEVER be more than 5% in any calendar year.  As Club members join at different times, but all join for one year periods, no member should experience more than one fee schedule increase in any membership period.  We reserve the right to this fee increase, but will only exercise such a right when inflationary costs dictate such a fee increase.

Unlike many managed care plans, our club members DO NOT pay laboratory fees or extra for porcelain on molars in addition to the published fees for crowns, bridges and dentures.  Members are, however, responsible for precious metal surcharges.  This charge is the difference between what our laboratory charges for a base metal crown and a high noble crown + any surcharges for precious metals.  We are forced to do this because of the steep rise in gold, platinum, palladium and indium prices that have been experience over the past few years.  Members may avoid such charges by electing all porcelain crowns. Such crowns are durable, hypoallergenic and highly esthetic--an excellent alternative to precious metal crowns.   Dr. Titus does not prescribe base metal crowns or bridges.  Base metal alloys contain Nickel, and as such, a significant percentage of the population has some sensitivity to these metals.  Such immunosensitivity to these base metals can range anywhere from just slight inflammation to significant allergic reactions.  As such, our office does not and will not prescribe Nickel containing base metal alloys.
Dental Club membership does not alter or amend any office policies that all patients of William D. Titus, DMD, PL agree to upon entering our practice.  Club membership rules act in accord with and as an addendum to our printed office policies.

Dental Club membership is open to all patients of William D. Titus, DMD, PL and the availability of this membership should in no way be considered a solicitation for participation with this plan.  Patients electing to join the Dental Club do so on their own accord.  We do not encourage, promote or solicit this plan to patients who are already clients of any managed care dental plan or beneficiaries of any PPO and indemnity insurers.

VIEW OUR DENTAL CLUB FEE SCHEDULE

DOWNLOAD AN APPLICATION FOR CLUB MEMBERSHIP

WATCH OUR VIDEO ABOUT THE DENTAL CLUB